mkt market /sh per-share rev revenue mgmt management mgt management shr share mkt market npas npa offs off bcfe bcf est estimate avg average sery series sss compstore govt government vol volume fwd forward p/t target-price intl intenational proforma pro-forma office of federal housing enterprice oversight ofheo weighted average cost of capital wacc free cash flow per share fcf-per-share private securitie litigation reform act PSLRA other than temporary impairment otti federal deposit insurance corporation fdic after tax operating income atoi after-tax operating income atoi after-tax operating-income atoi average revenue per user arpu average daily room rate adr adjusted fund from operation affo adjustable-rate mortgage arm adjustable rate mortgage arm billion of cubic feet bcf compound annual growth rate cagr cost of good sold cogs food and drug administration FDA food & drug administration FDA harley davidson financial service hdfs harley-davidson financial service hdfs new york stock exchange NYSE performance chemical and intermediate pci performance chemical & intermediate pci return on invested capital roic real estate investment trust reit revenue per available room revpar seasonally adjusted annual rate saar securitie and exchange commission SEC securitie & exchange commission SEC selling general & administrative sg&a selling general and administrative sg&a state of the art state-of-the-art weighted-average cost of capital wacc across the board across-the-board all in one all-in-one apple to apple apple-to-apple asset under management AUM available for sale available-for-sale away from home away-from-home average selling price asp back to school back-to-school book to bill book-to-bill bank holding company bank-holding-company bank of america bank-of-america below the line below-the-line best in class best-in-class best of breed best-of-breed better than average better-than-average brick and mortar brick-and-mortar brick & mortar brick-and-mortar build to suit build-to-suit capital one financial COF case by case case-by-case cash per share cash-per-share carbonated soft drink csd ceramic on ceramic ceramic-on-ceramic charge on deposit charge-on-deposit chicago mercantile exchange CME chief executive officer CEO chief financial officer CFO chief operating officer COO collateralized debt obligation cdo comparable same store compstore consumer to business ctob consumer-to-business ctob consumer to consumer ctoc consumer-to-consumer ctoc convenience and gas c&g commercial real estate cre commercial real-estate cre cost of capital cost-of-capital cost of equity cost-of-equity cost of good cogs day to day day-to-day danaher business system dbs debt to capital debt-to-capital debt to ebitda debt-to-ebitda department of Justice doj deferred tax asset deferred-tax-asset discounted cash flow dcf discounted cash-flow dcf do it yourself do-it-yourself earnings conference call conference-call earnings per share eps ease of use easy-to-use easy to use easy-to-use economy of scale economy-of-scale effective tax rate effective-tax-rate electronic manufacturing service ems end of life end-of-life end to end end-to-end face to face face-to-face fcf per share fcf-per-share fifth third bancorp FITB financial service company financial-service-company first in class first-in-class first to file first-to-file flat to down flat-to-down flat to up flat-to-up flat panel display fpd free cash flow free-cash-flow gain on sale gain-on-sale general and administrative g&a government-sponsored enterprise fse government sponsored enterprise fse go to market go-to-market gulf of mexico gom hart scott rodino hart-scott-rodino head to head head-to-head held for sale held-for-sale home equity loan home-equity-loan in the money in-the-money income tax provision income-tax-provision initial public offering IPO internal revenue service irs interest earning asset interest-earning-asset investment management fee investment-management-fee investment technology group ITG international trade commission itc implantable cardioverter defibrillator icd j p morgan jp-morgan just in time just-in-time like for like like-for-like liquefied natural gas lng loan loss provision LLP loan loss provisioning LLP loan loss reserve LLR loan-to-value ltv loan to value ltv risk weighted asset rwa risk-weighted asset rwa tangible common equity ratio tce mark to market mtm mark-to-market mtm deferred acquisition cost dac fund from operation ffo net operating income noi long-term care ltc long term care ltc long term debt long-term-debt london metal exchange lme low to mid low-to-mid liquid refreshment reverage lrb master limited partnership mlp marked to market mtm market by market market-by-market metal on metal metal-on-metal mid to high mid-to-high mortgage backed security MBS mortgage servicing right msr net charge off nco net interest income net-interest-income net interest margin NIM non interest bearing non-interest-bearing non operating income non-operating-income non performing asset NPA non performing asset NPA non performing loan NPL non small cell non-small-cell not for profit not-for-profit operating cash flow ocf off balance sheet off-balance-sheet one on one one-on-one one to one one-to-one oriented strand board osb original equipment manufacturer oem original equipment manufacturering oem othe than temporary other-than-temporary out of pocket out-of-pocket over the counter over-the-counter over the top over-the-top pay per view ppv pay per-view ppv pay-per-view ppv peak to trough peak-to-trough pharmacy benefit management pbm pick a pay pick-a-pay point of care pos point of sale pos point-of-sale pos point to point point-to-point prescription drug plan pdp price to book price-to-book price to earnings price-to-earnings price to forward price-to-forward price to tangible price-to-tangible proof of concept proof-of-concept provision for loan provision-for-loan pre-provision net revenue ppnr preprovision net revenue ppnr line of business lob line-of-business lob push to talk push-to-talk rate on invested-capital roic ready to drink ready-to-drink ready to eat ready-to-eat ready to serve ready-to-serve research & development r&d research and development r&d research&development r&d research development r&d return on asset roa return on equity roe risk weighted asset rwa salomon smith barney salomon-smith-barney season to date season-to-date surface transportation board stb structured investment vehicle siv sg & a sg&a side by side side-by-side sum of part sum-of-the-part sum of the part sum-of-the-part take or pay take-or-pay tangible book value tbv tangible common equity tce time to market time-to-market two for one two-for-one up to date up-to-date value per share value-per-shar value to ebitda value-to-ebitda video on demand vod video on-demand vod video-on-demand vod voice over internet protocol voip voice over ip voip vis a vis vis-a-vis wait and see wait-and-see wall street journal wsj waste to energy waste-to-energy abbott laboratory abbott-laboratory above average above-average account receivable accounts-receivable ad supported ad-supported add back add-back add on add-on advisory fee advisory-fee after hour after-hour after market after-market after tax after-tax age related age-related air conditioning air-conditioning alberto culver alberto-culver alcatel lucent alcatel-lucent all cash all-cash all cause all-cause all digital all-digital all time all-time american express AXP angio seal angio-seal anheuser busch anheuser-busch annuity like annuity-like anti cancer anti-cancer anti depressant anti-depressant anti infectivce anti-infective anti infectives anti-infective anti inflammatory anti-inflammatory anti spam anti-spam anti trust anti-trust anti tumor anti-tumor anti virus anti-virus archstone smith archstone-smith arm based arm-based asset backed asset-backed asset based asset-based asset light asset-light asset management asset-management asset manager asset-manager asset mgmt asset-management asset sales asset-sales axis shield axis-shield back end back-end back office back-office back up back-up bad debt bad-debt balance sheet balance-sheet bank one bank-one bare metal bare-metal base case base-case bear stearn bear-stearns before tax before-tax below average below-average best buy best-buy best case best-case best selling best-selling big box big-box big ticket big-ticket blow out blow-out blu ray blu-ray bolt on bolt-on book bill book-bill book value book-value bottom line bottom-line bottom up bottom-up bounce back bounce-back brand name brand-name brand new brand-new break even break-even break out break-out break up break-up bristol myer bristol-myer broad based broad-based broker dealer broker-dealer brown forman brown-forman build out build-out build up build-up built in built-in business description business-description business model business-model business unit business-unit business to business btob business-to-business btob business to consumer btoc business-to-consumer btoc buy back buy-back buy in buy-in buy out buy-out buy side buy-side by product by-product capital expenditure capital-expenditure capital intensive capital-intensive capital management capital-management capital market capital-market capital one capital-one capital ratio capital-ratio capital spending capital-spending capital structure capital-structure card business card-business carry over carry-over carve out carve-out cash adjusted cash-adjusted cash equivalent equivalent cash flow cash-flow cash management cash-management castro wright castro-wright cdma based cdma-based charge off charge-off charge offs charge-off charged off charge-off charle schwab charles-schwab china based china-based chlor alkali chlor-alkali class action class-action clean up clean-up click through click-through closed end closed-end cloud based cloud-based co brand co-brand co ceo co-ceo co chairman co-chairman co development co-development co founder co-founder co market co-market co op co-op co pay co-pay co payment co-payment co primary co-primary co promote co-promote coca cola coca-cola cog sold cogs colgate palmolive colgate-palmolive combined cycle combined-cycle combined ratio combined-ratio commercial bank commercial-bank commercial banking commercial-banking commodity price commodity-price common equity common-equity common share common-share common stock common-stock community bank community-bank community banking community-banking comp store compstore company owned company-owned company specific company-specific company wide company-wide comparable same-store compstore comparable store compstore samestore sales compstore conference call conference-call consumer electronic consumer-electronic consumer finance consumer-finance consumer loan consumer-loan continuing operation continuing-operation controlled release controlled-release corporate wide corporate-wide cost efficient cost-efficient cost-of-good sold cogs counter cyclical counter-cyclical coverage universe coverage-universe credit card credit-card credit facility credit-facility credit loss credit-loss credit quality credit-quality credit related credit-related credit suisse credit-suisse credit loss credit-loss credit rating credit-rating cross border cross-border cross connect cross-connect cross license cross-license cross platform cross-platform cross sales cross-sales cross sell cross-selling cross selling cross-selling cross licensing cross-licensing customer service customer-service cutting edge cutting-edge dai ichi dai-ichi datex ohmeda datex-ohmeda davis besse davis-besse de emphasis de-emphasize de emphasize de-emphasize de emphasized de-emphasize de lever de-lever de levered de-lever de leverage de-lever de leveraging de-lever de levering de-lever de risk de-risk de risk de-risk de risking de-risk debit card debit-card debt adjusted debt-adjusted debt free debt-free decision making decision-making deep water deep-water deferred revenue deferred-revenue department store department-store deutsche bank deutsche-bank dial up dial-up discontinued operation discontinued-operation discount rate discount-rate discounted cash-flow discounted-cash-flow discounted cf discounted-cash-flow dividend yield dividend-yield direct injection di dodd frank dodd-frank dot com dot-com double blind double-blind double dip double-dip dresser rand dresser-rand drive through drive-through drop off drop-off drug coated drug-coated drug eluting drug-eluting dual core dual-core e book e-book e business e-business e commerce e-commerce e reader e-reader early cycle early-cycle early stage early-stage earn out earn-out earning asset earning-asset earnings power earnings-power earnings release earnings-release earnings per-share eps emerging market emerging-market end demand end-demand end market end-market end stage end-stage end use end-use endo surgery endo-surgery energy efficient energy-efficient energy related energy-related entergy koch entergy-koch enterprise class enterprise-class enterprise value enterprise-value enterprise wide enterprise-wide entry level entry-level equal weight equal-weight equity based equity-based equity linked equity-linked equity market equity-market equity research equity-research event driven event-driven ever increasing ever-increasing ex cash ex-cash ex option ex-option ex stock ex-stock ex unusual ex-unusual ex us ex-us exchange rate exchange-rate exchange traded exchange-traded fair value fair-value fannie mae fnm fannie-mae fnm fannie mae fnm freddie mac fre freddie-mac fre farm in farm-in fast food fast-food fast track fast-track federal reserve federal-reserve fee based fee-based fee income fee-income fiber optic fiber-optic fifth third fifth-third fill in fill-in financial advisor financial-advisor financial corporation financial-corporation financial institution financial-institution financial service financial-service fine tune fine-tune fine tuned fine-tune fine tuning fine-tune firm wide firm-wide first call first-call first call first-call first ever first-ever first generation first-generation first line first-line first mover first-mover fisher price fisher-price fixed cost fixed-cost fixed dose fixed-dose fixed income fixed-income fixed line fixed-line fixed price fixed-price fixed rate fixed-rate flash based flash-based flat panel flat-panel flat rolled flat-rolled floating rate floating-rate flow through flow-through for profit for-profit foreign exchange fx foreign-exchange fx f/x fx forex fx forward looking forward-looking fox pitt fox-pitt freddie mac freddie-mac free cash-flow free-cash-flow free standing free-standing free-cash flow free-cash-flow freeport mcmoran freeport-mcmoran frito lay frito-lay frond end front-end front line front-line fuel efficient fuel-efficient full blown full-blown full price full-price full priced full-price full scale full-scale full service full-service full size full-size full time full-time full year full-year fully diluted fully-diluted game changing game-changing gen probe gen-probe general purpose general-purpose geo political geo-political georgia pacific georgia-pacific go forward going-forward going forward going-forward going forward going-forward goldman sachs goldman-sachs goldman sach goldman-sachs great west great-west gross margin gross-margin ground based ground-based growth rate growth-rate hand held hand-held hand on hands-on hard pressed hard-pressed harley davidson harley-davidson hatch waxman hatch-waxman health care health-care heavy duty heavy-duty hedge fund hedge-fund hewlett packard hewlett-packard hi tech high-tech high def high-definition high definition high-definition high end high-end high frequency high-frequency high grade high-grade high impact high-impact high power high-power high profile high-profile high quality high-quality high single high-single high speed high-speed high tech high-tech high teen high-teen high voltage high-voltage higher end higher-end hoffmann la hoffmann-la holding company holding-company home depot home-depot home equity home-equity hot rolled hot-rolled housing market housing-market identical store compstore in depth in-depth in flight in-flight in force in-force in home in-home in house in-house in line in-line in process in-process in service in-service in sourcing in-sourcing in stent in-stent in stocks in-stocks in store in-store income statement income-statement income tax income-tax industry leading industry-leading industry standard industry-standard industry wide industry-wide ingersoll rand ingersoll-rand intel based intel-based inter company inter-company interest bearing interest-bearing interest earning interest-earning interest expense interest-expense interest income interest-income interest margin interest-margin interest only interest-only interest rate interest-rate interest revenue interest-revenue intermediate term intermediate-term internet based internet-based intra day intra-day intra quarter intra-quarter invested capital invested-capital investment advisory investment-advisory investment bank investment-bank investment banking investment-bank investment grade investment-grade investment income investment-income investment management investment-management investment portfolio investment-portfolio investment service investment-service investment thesis investment-thesis investor owned investor-owned investor relations investor-relation issuer specific issuer-specific jack up jack-up janssen cilag janssen-cilag jefferson pilot jefferson-pilot johnson johnson johnson-johnson joint venture joint-venture jp morgan jp-morgan kerr mcgee kerr-mcgee kilowatt hour kilowatt-hour kimberly clark kimberly-clark knapp track knapp-track knight ridder knight-ridder know how know-how land based land-based lap band lap-band large cap large-cap large scale large-scale la vega las-vegas late stage late-stage lead time lead-time leading edge leading-edge lease up lease-up least square least-square left hand left-hand life cycle life-cycle life insurance life-insurance life threatening life-threatening light duty light-duty line item line-item line up line-up liquid rich liquids-rich lithium ion lithium-ion loan loss loan-loss lock in lock-in lock up lock-up long acting long-acting long awaited long-awaited long cycle long-cycle long distance long-distance long haul long-haul long held long-held long lasting long-lasting long lived long-lived long range long-range long run long-run long standing long-standing long tail long-tail long term long-term longer term long-term longterm debt long-term-debt long-term debt long-term-debt loss provision loss-provision louisiana pacific louisiana-pacific low carb low-carb low end low-end low hanging low-hanging low income low-income low price low-price low single low-single low teen low-teen lower income lower-income lower end lower-end m a m&a ma m&a m-a m&a madit crt madit-crt mail order mail-order majority owned majority-owned make up make-up mall based mall-based management fee management-fee management guidance management-guidance mark tomarket mtm mark up mark-up market based market-based market cap market-cap market capitalization market-capitalization market condition market-condition market driven market-driven market implied market-implied market leading market-leading market perform market-perform market place marketplace market related market-related market share market-share market weight market-weight marketable security marketable-security mass market mass-market mcgraw hill mcgraw-hill med tech med-tech medium duty medium-duty medium size medium-size medium sized medium-size medium term medium-term merrill lynch merrill-lynch meta analysi meta-analysis mid atlantic mid-atlantic mid cap mid-cap mid cycle mid-cycle mid market mid-market mid point mid-point mid range mid-range mid size mid-size mid sized mid-size mid teen mid-teen mid term mid-term mid tier mid-tier mid water mid-water mid west mid-west middle income middle-income middle market middle-market million plus million-plus minority interest minority-interest mixed signal mixed-signal money losing money-losing money market money-market morgan stanley morgan-stanley mortgage backed mortgage-backed mortgage banking mortgage-banking mortgage related mortgage-related mortgage servicing mortgage-servicing move up move-up much needed much-needed multi asset multi-asset multi channel multi-channel multi core multi-core multi line multi-line multi million multi-million multi national multi-national multi product multi-product multi service multi-service multi state multi-state multi year multi-year must have must-have mutual fund mutual-fund narrow body narrow-body national bank national-bank national city national-city near term short-term nearer term short-term net add net-add net charge-off nco net income net-income net worth net-worth neutral rating neutral-rating new jersey new-jersey new york new-york nickel based nickel-based non accrual non-accrual non asset non-asset non bank non-bank non binding non-binding non captive non-captive non carb non-carb non carbonated non-carb non cash non-cash non comparable non-comparable non compete non-compete non compliance non-compliance non consolidated non-consolidated non controlling non-controlling non core non-core non current non-current non discretionary non-discretionary non deposit non-deposit non equity non-equity non executive non-executive non existent non-existent non fatal non-fatal non financial non-financial non food non-food non gaap non-gaap non inferior non-inferior non insulin non-insulin non interest non-interest non invasive non-invasive non machine non-machine non menthol non-menthol non nuclear non-nuclear non operating non-operating non operational non-operational non package non-package non performer non-performer non performing non-performing non perform non-perform non prime non-prime non profit non-profit non public non-public non qualifying non-qualifying non recurring non-recurring non retail non-retail non standard non-standard non steroidal non-steroidal non store non-store non traditional non-traditional non transaction non-transaction non union non-union non us non-us non voting non-voting non guaranteed non-guaranteed non subsidized non-subsidized noninterest bearing non-interest-bearing non-interest bearing non-interest-bearing nonoperating income non-operating-income non-operating income non-operating-income nonperforming asset NPA non-performing asset NPA nonperforming loan NPL non-performing loan NPL number one number-one off B/S off-balance-sheet off balance off-balance off balance-sheet off-balance-sheet off label off-label off line off-line off peak off-peak off premise off-premise off set off-set off shore off-shore off-balance sheet off-balance-sheet oil based oil-based on board on-board on demand on-demand on going on-going on line on-line on peak on-peak on site on-site on stream on-stream on time on-time on track on-track once weekly once-weekly one half one-half one stop one-stop ongoing basis ongoing-basis open ended open-ended open label open-label open source open-source operating expense operating-expense operating income operating-income operating leverage operating-leverage operating margin operating-margin operating performance operating-performance operating profit operating-profit opt in opt-in opt out opt-out oral b oral-b ortho mcneil ortho-mcneil out performance out-performance outperform rating outperform-rating over allotment over-allotment owen illinoi owens-illinois owner occupied owner-occupied p fresh p-fresh p value p-value paclitaxel eluting paclitaxel-eluting paid in paid-in pan european pan-european paper based paper-based parker hannifin parker-hannifin part time part-time pass through pass-through pay out pay-out pay tv pay-tv payout ratio payout-ratio peg intron peg-intron pent up pent-up pepsi cola pepsi-cola per share per-share per unit per-unit performance based performance-based period end period-end phase iii phase-iii phase in phase-in phase out phase-out pick up pick-up plug in plug-in pmc sierra pmc-sierra post approval post-approval post marketing post-marketing post operative post-operative post paid post-paid post tax post-tax power one power-one pre announced pre-announce pre announcement pre-announce pre announce pre-announce pre buying pre-buying pre call pre-call pre crisis pre-crisis pre dialysis pre-dialysis pre earnings pre-earnings pre existing pre-existing pre filled pre-filled pre funding pre-funding pre market pre-market pre marketing pre-marketing pre opening pre-opening pre option pre-option pre order pre-order pre owned pre-owned pre pack per-pack pre paid pre-paid pre payment pre-payment pre provision pre-provision pre released pre-released pre salt pre-salt pre se per-se pre specified pre-specified pre tax pre-tax pre term pre-term pre trial pre-trial preferred dividend preferred-dividend preferred stock preferred-stock press release press-release price sensitive price-sensitive price target target-price pricetarget target-price targetprice target-price target price target-price prime time prime-time private client private-client private equity private-equity private label private-label privately held privately-held pro forma pro-forma pro rata pro-rata probability weighted probability-weighted profit margin profit-margin profit sharing profit-sharing progression free progression-free property casualty property-casualty publicly traded publicly-traded pull back pull-back pull forward pull-forward pull through pull-through purchase price purchase-price pure play pure-play push back push-back push out push-out quad core quad-core quick service quick-service r squared r-squared ramp up ramp-up rating system rating-system raw material raw-material raw matl raw-material re affirmed re-affirmed re engineering re-engineering re enter re-enter re entry re-entry re establish re-establish re evaluate re-evaluate re iterate reiterate re price re-price re priced re-price read through read-through real estate real-estate real time real-time real world real-world record high record-high regulation fd Reg-FD reg fd Reg-FD regional bank regional-bank relapsing remitting relapsing-remitting retail banking retail-banking right hand right-hand right rized right-size right size right-size right sizing right-size risk adjusted risk-adjusted risk free risk-free risk management risk-management risk weighted risk-weighted ritz carlton ritz-carlton robinson humphrey robinson-humphrey roll forward roll-forward roll off roll-off roll out roll-out roll up roll-up roll royce rolls-royce run off run-off run rate run-rate s g&a sg&a same property same-property same restaurant same-restaurant same store compstore sanmina sci sanmina-sci sanofi aventi sanofi-aventis sarbane oxley sarbanes-oxley scale out scale-out scale up scale-up schering plough schering-plough scientific atlanta scientific-atlanta second largest second-largest security related security-related self administered self-administered self funded self-fund self funding self-fund self inflicted self-inflicted self insured self-insured self pay self-pay self service self-service self storage self-storage sell off sell-off sell out sell-out sell side sell-side sell through sell-through semi annual semi-annual server based server-based service charge service-charge service fee service-fee set top box set-top set-top box set-top set top set-top settop set-top settop box set-top settop box set-top set-top-box set-top set up set-up share based share-based share outstanding share-outstanding share price share-price share repurchase share-repurchase sherwin william sherwin-william short cycle short-cycle short lived short-lived short run short-run short term short-term shorter term short-term shr price share-price shut down shut-down shut in shut-in side effect side-effect sigma aldrich sigma-aldrich sign up sign-up single chip single-chip single core single-core single family single-family single serve single-serve slow down slow small business small-business small cap small-cap small molecule small-molecule smith barney smith-barney snap back snap-back snap on snap-on so called so-called solid state solid-state specialty finance specialty-finance spin off spin-off spin out spin-out split adjusted split-adjusted split off split-off split up split-up spread based spread-based spun off spin-off square foot square-footage square footage square-footage square-foot square-footage stand alone stand-alone standard based standard-based start up start-up state owneed state-owned state street state-street steady state steady-state step down step-down stepped down step-down step up step-up stepped up stepped-up stock based stock-based stock exchange stock-exchange stock market stock-market stock option stock-option stock price stock-price stock rating stock-rating stop loss stop-loss straight line straight-line street high street-high strong buy strong-buy sub industry sub-industry sub optimal sub-optimal sub prime subprime sub-prime subprime sub sector sub-sector sub total sub-total super major super-major super premium super-premium super regional super-regional supply chain supply-chain synvisc one synvisc-one t cell t-cell t shirt t-shirt take away take-away take home take-home take over take-over tangible equity tangible-equity target based target-based target price target-price tax exempt tax-exempt tax free tax-free tax income tax-income tax rate tax-rate temple inland temple-inland therma tru therma-tru thin film thin-film third party third-party three pronged three-pronged tie in tie-in time consuming time-consuming time frame time-frame time share time-share time warner time-warner tnf alpha tnf-alpha top down top-down top end top-end top line top-line top notch top-notch top selling top-selling top tier top-tier track record track-record trade in trade-in trade off trade-off trading volume trading-volume transaction based transaction-based transapical approach ta trend line trend-line tri cyclen tri-cyclen triple a triple-a triple play triple-play true up true-up tuck in tuck-in turn around turn-around twice daily twice-daily two fold two-fold two way two-way ultra deepwater ultra-deepwater ultra low ultra-low un attractive unattractive under appreciated under-appreciated under earning under-earning under funded under-funded under levered under-levered under penetrated under-penetrated under perform under-perform under performance under-perform under performed under-perform under performing under-perform under valued under-valued united state united-state up front up-front up sell up-sell up tick up-tick upper end upper-end upper income upper-income us based us-based user friendly user-friendly utility scale utility-scale valuation methodology valuation-methodology value add value-add value added value-add value based value-based value creating value-creating value priced value-priced veeder root veeder-root venture capital venture-capital vice president vice-president w cdma w-cdma wcdma w-cdma wal mart wal-mart warner lambert warner-lambert washington mutual WAMU wealth management wealth-management web based web-based weighted average weighted-average weighted-average cost-of-capital wacc well above well-above well attended well-attended well balanced well-balanced well being well-being well controlled well-controlled well defined well-defined well documented well-documented well established well-established well known well-known well managed well-managed well publicized well-publicized well received well-received well run well-run well tolerated well-tolerated well fargo wells-fargo western union western-union wholly owned wholly-owned wi fi wi-fi wide body wide-body wide ranging wide-ranging william sonoma williams-sonoma win win win-win wind down wind-down window based windows-based winn dixie winn-dixie winston salem winston-salem working capital working-capital world class world-class world wide world-wide worst case worst-case wrap up wrap-up write down write-down write off write-off write up write-up wyeth ayerst wyeth-ayerst x ray x-ray year old year-old yield curve yield-curve zero coupon zero-coupon A/R accounts-receivable addon add-on aftertax after-tax anticancer anti-cancer antiinfective anti-infective antiinflammatory anti-inflammatory antitrust anti-trust antivirus anti-virus asset-mgmt asset-management assets-under-management AUM backup back-up betterthan-expected better-than-expected better-thanexpected better-than-expected bigbox big-box bio-analytical bioanalytical blowout blow-out bluray blu-ray bottomline bottom-line brandname brand-name brandnew brand-new breakeven break-even breakout break-out breakup break-up bristolmyer bristol-myer broadbased broad-based buildup build-up builtin built-in buyback buy-back buyin buy-in buyout buy-out bv/sh book-value-to-share byproduct by-product cagr compound-annual-growth-rate capex capital-expenditure cap-ex capital-expenditure cashflow cash-flow cash/sh cash-per-share cash/sh cash-per-share cash/share cash-per-share chargeoff charge-off closedend closed-end cloudbased cloud-based cobrand co-brand cocacola coca-cola cochairman co-chairman cofounder co-founder cog cogs comparable-store compstore copay co-pay copayment co-payment corporatewide corporate-wide creditcard credit-card debt/total debt-to-total de-emphasized de-emphasize de-emphasizing de-emphasize deleverage de-lever de-leverage de-lever deleveraging de-lever de-leveraging de-lever delevering de-lever de-levering de-lever de-risked de-risk de-risking de-risk dialup dial-up diy do-it-yourself dotcom dot-com doubleblind double-blind drivethrough drive-through drive-thru drive-through dropoff drop-off dta deferred-tax-asset dualcore dual-core earnings-per-share eps ebook e-book ebusiness e-business ecommerce e-commerce e-mail email equalweight equal-weight ereader e-reader everincreasing ever-increasing fastfood fast-food fcf free-cash-flow fcf/sh fcf-per-share fcf/share fcf-per-share finetuned fine-tune firmwide firm-wide forwardlooking forward-looking frondend front-end fullpriced full-priced fullservice full-service gain/loss gains-to-loss gains/loss gains-to-loss handson hands-on higherthan-expected higher-than-expected higher-thanexpected higher-than-expected highspeed high-speed hightech high-tech high-vol high volume hitech high-tech hi-tech high-tech i/b/e/s i-b-e-s ibes i-b-e-s inflight in-flight initial-public-offering IPO inline in-line intercompany inter-company intraday intra-day jackup jack-up jit just-in-time largecap large-cap lifecycle life-cycle lineup line-up lithiumion lithium-ion loan-loss-provision LLP loan-loss-reserve LLR lockin lock-in lockup lock-up longdistance long-distance longerterm long-term longer-term long-term longhaul long-haul longlasting long-lasting longlived long-lived longrun long-run longstanding long-standing longtail long-tail longterm long-term lowerthan-expected lower-than-expected lower-thanexpected lower-than-expected macro-economic macroeconomic makeup make-up market-place marketplace mark-tomarket mtm markup mark-up medtech med-tech midcap mid-cap midcycle mid-cycle midsize mid-size midsized mid-size midteen mid-teen midwest mid-west mortgage-backed-security MBS multicore multi-core multimillion multi-million multinational multi-national multiyear multi-year nearterm near-term net-interest-margin nim nonaccrual non-accrual nonbinding non-binding noncash non-cash noncompliance non-compliance noncontrolling non-controlling noncore non-core noncurrent non-current nondiscretionary non-discretionary nonexecutivce non-executive nonexistent non-existent nonfatal non-fatal nonfinancial non-financial nongaap non-gaap noninterest non-interest noninterest-bearing non-interest-bearing noninvasive non-invasive nonoperating non-operating nonoperational non-operational nonperforming non-performing nonprime non-prime nonqualifying non-qualifying nonrecurring non-recurring nontraditional non-traditional nonus non-us nonvoting non-voting off-B/S off-balance-sheet offbalance off-balance offpeak off-peak offset off-set offshore off-shore onboard on-board ondemand on-demand ongoing on-going online on-line onsite on-site onstream on-stream optout opt-out otc over-the-counter outperformance out-performance p/b price-to-book p/bv price-to-book p/cf price-to-cf p/e price-to-earnings p/e-to-growth price-to-earnings-to-growth payout pay-out pepsi pepsi-cola pepsicola pepsi-cola phasein phase-in plugin plug-in postoperative post-operative preannounced pre-announce preannouncement pre-announce preannounce pre-announce precall pre-call precrisis pre-crisis predialysis pre-dialysis preearning pre-earnings prefilled pre-filled premarket pre-market premarketing pre-marketing preopening pre-opening preowned pre-owned preprovision pre-provision prereleased pre-released prespecified pre-specified pretax pre-tax preterm pre-term pretrial pre-trial pricetarge target-price price/book price-to-book price/earnings price-to-earnings price/earnings-to-growth price-to-earnings-to-growth price-target target-price price-to-e price-to-earnings price-toearnings price-to-earnings primetime prime-time property/casualty property-casualty prorata pro-rata pushout push-out pvalue p-value quadcore quad-core reaffirmed re-affirmed realestate real-estate realtime real-time realworld real-world reengineering re-engineering reenter re-enter reentry re-entry reestablish re-establish reevaluate re-evaluate re-iterate reiterate re-iterated reiterate reprice re-price repriced re-price re-purchase repurchase research&development r&d research-and-development r&d return-on-asset roa return-on-equity roe righthand right-hand riskadjusted risk-adjusted riskfree risk-free rollout roll-out rollup roll-up runrate run-rate sale-leaseback sale-lease-back same-store-sales compstore samestore compstore scaleout scale-out scaleup scale-up selloff sell-off sellout sell-out sellside sell-side semiannual semi-annual shortrun short-run shortterm short-term signup sign-up singlecore single-core smallcap small-cap sox sarbanes-oxley spinoff spin-off spinout spin-out splitup split-up spunoff spun-off standalone stand-alone standards-based standard-based startup start-up stepdown step-down stockbased stock-based subindustry sub-industry suboptimal sub-optimal takeaway take-away takehome take-home takeover take-over tcell t-cell thirdparty third-party timeframe time-frame topline top-line topselling top-selling tradein trade-in tradeoff trade-off trendline trend-line tshirt t-shirt tuckin tuck-in twofold two-fold ultralow ultra-low un-attractive unattractive underlevered under-levered underpenetrated under-penetrated underperform under-perform underperformance under-perform underperformed under-perform underperforming under-perform undervalued under-valued upfront up-front value/sh value-per-share value/share value-per-share valueadded value-add vis-vis vis-a-vis vp vice-president walmart wal-mart wcdma w-cdma wellbalanced well-balanced well positioned well-positioned wellbeing well-being wellknown well-known wifi wi-fi worldwide world-wide wrapup wrap-up writedown write-down xray x-ray wellpositioned well-positioned cash flow growth cash-flow-growth cash-flow growth cash-flow-growth revenue growth revenue-growth sales growth sales-growth eps growth eps-growth earnings growth eps-growth organic growth organic-growth volume growth volume-growth top-line growth top-line-growth loan growth loan-growth profit growth profit-growth market growth market-growth income growth income-growth future growth future-growth long-term growth future-growth production growth production-growth ebitda growth ebitda-growth ebit growth ebit-growth expense growth expense-growth margin growth margin-growth demand growth demand-growth international growth international-growth gdp growth gdp-growth asset growth asset-growth dividend growth dividend-growth growth rate growth-rate growth outlook future-growth eps estimate eps-estimate earnings estimate eps-estimate consensus estimate consensus-estimate management estimate management-estimate revenue estimate revenue-estimate analyst estimate analyst-estimate street estimate street-estimate growth estimate growth-estimate eps forecast eps-forecast earnings forecast eps-forecast management forecast management-forecast revenue forecast revenue-forecast growth forecast growth-forecast topline top-line bottomline bottom-line competing competition competitive competition competitively competition competitiveness competition acquiring acquisition acquire acquisition acquired acquisition acquirer acquisition acquisitive acquisition acquisitions acquisition merger merge mergers merge merged merge weakness weak weaker weak weakest weak weaken weak weakening weak weakened weak slowdown slow slower slow slowest slow slowing slow slowed slow